SME Capital Lending
Watering the seeds of entrepreneurship with precise institutional financial support.
SME Capital Frameworks
We are pioneers of SME financing in Sri Lanka, offering comprehensive ranges of Development Banking, Term Loans, and Working Capital structured perfectly for manufacturing, trading, agriculture, and services.
- Total banking exposure must be < LKR 250 million.
- Flexible repayment terms up to 2 years of native grace.
- Access to 10 massive Regional SME Cells island-wide.
- Direct pathways scaling from micro to corporate status.
- Cord 360: International buyer matching.
- Thinkcube: Cloud-based ERP solutions.
- SLAF & USAID: Heavy Agroworld & tech grants.
- LIIN Equity: Scaling via Private Equity.
Distributor & Supplier Financing
Meticulously crafted active credit lines empowering the silent heroes of commerce.
SNDB Supply Chain Lifeline
Whether you're managing inventory, covering dynamic operational costs, or rapidly seizing expansion opportunities, our specialized short-term credit line ensures massive working capital remains instantly available.
- Pre-approved credit limits flexible to seasonal demands.
- The bank settles dues natively on the due date.
- Massively extended credit settlement periods.
- Significant reduction in additional security demands.
- Massive top-line revenue increases via bank-supported limits.
- 100% elimination of credit risks (guaranteed recovery).
- Significant reduction in sheer operational processing volumes.
Premium Business Banking
We believe in your business. Scale out using raw technological velocity.
Business Banking Proposition
By understanding your business needs, we deploy at absolute speed. Connect to the pulse of the digital world utilizing our elite portfolio.
- Business owners maintaining an average monthly balance of > LKR 1 million.
Physical Infrastructure
Leverage immediate high-tier resources deployed to facilitate executive decision-making and international capital control.
- Pre-approved Business Master credit card (LKR 100K+).
- Two complimentary Lounge Key Airport accesses.
- Custodian, Locker, and advanced Margin Trading facilities.
Micro Finance Arrays
Uplifting the nation's grassroots operational fabric.
Gami Pubuduwa & Sarusara
Pioneering World Bank recognized initiatives providing massive operational scaling natively to 30,000+ local agripreneurs and self-employed creators since 1989.
- Direct door-to-door integration via dedicated MFO operatives.
- Deploying up to LKR 10 million natively via fast short-term loans.
- Physical market deployment (Gami Pubuduwa Avurudu Pola).
- Heavy digital technology integration directly into the agricultural backbone.