High-Yield Savings
Securing absolute liquidity while aggressively compounding your capital reserves.
Regular Savings
Saving is easy. With the right bank. An SNDB Savings account gives you the freedom and flexibility to manage your daily transactions, while earning interest on the balance you maintain.
- Open with just Rs. 2000.
- Access to 780 self-service machines & Internet Banking.
- Loan facilities up to 90% of account balance.
Savings Plus
Watch your savings grow. Make saving a habit. Set aside a fixed amount each week with SNDB Savings Plus and earn a healthy interest on what you save.
- Start with a minimum deposit of Rs. 5000.
- Free debit card & Digital Banking.
- Cash-backed facilities up to 90% of the deposit.
Fixed Deposits
Building your savings is a lifelong journey. For as low as Rs 25,000, choose from a range of Fixed Deposits for a tenure of your choice. Keep funds secure while enjoying competitive interest.
- High interest rates collected monthly or at maturity.
- Apply for a soft loan up to 90% against the deposit.
Child Account
A safety net for their first 5 years. Open in your child’s first 3 months with just Rs. 1000 and keep adding to it as your child grows.
- Free deposit of Rs. 1000 when you open the account.
- A higher interest rate and birthday gifts from SNDB.
Teen Account
Help them build a savings habit before they take on the world. Open an account with Rs. 500 and teach them financial management.
- Cash rewards for O/L and A/L performance.
- Free Standing Order Insurance Cover.
Senior Citizen Account
Life begins at 60. Enjoy your golden years with savings and term accounts providing priority access and healthcare reimbursement metrics.
- Open with Rs. 50,000.
- 25% discount on Credit Card fees.
- Hospitalization reimbursement up to Rs. 70,000 (for FDs > 500k).
Professional Smart Salary
Triple your salary. Get access to Personal Loans and Overdraft Facilities worth 3 times your salary. Don't let your lifestyle be limited by cashflow.
- Net income of Rs. 50,000+ routed to SNDB.
- 50% of net salary available as Overdraft advance.
- Platinum Visa Credit Card with waived annual fee.
Current Accounts
Agile, dynamic transactional freedom designed perfectly for high-velocity lifestyles.
SNDB Current Account
An SNDB Current Account gives you the flexibility to navigate today’s challenges and stay ahead of the competition. Because your money should be as agile as you.
- Quick cheque clearing & free e-Statements.
- Debit card with instant SMS alerts.
- Access funds via 250+ centers & digital app.
Premium Credit Cards
Unlock infinite global purchasing power with our bespoke tier-1 institutional card portfolio.
VISA Infinite
Welcome to a world of luxury and infinite possibilities. Every experience is privileged, every choice is yours to make with the highest tier of SNDB limits.
- Exclusive FlySmiles Redemption (Rs.1000 = 1 Point).
- Free overseas travel and comprehensive health insurance.
- VISA Concierge App global 24/7 access.
VISA Signature
Leave your signature. Designed for high achievers who know what they want. For those who go places and make their mark globally.
- Free overseas travel & health insurance.
- Easy payment plans on call/click basis.
- Supplementary family cards supported natively.
VISA Platinum
Opens doors around the world. A world of privilege delivering a host of benefits locally and internationally, packed with special lifestyle offers.
- Global ATM cash withdrawal support.
- Real-time Missed Call Alert facility for tracking balances.
VISA Gold
A gold card with unmatched privileges. Fast-track your daily operations with high-limit capabilities and robust fraud protections built directly into the silicon.
- Discounts at thousands of selected premium merchants.
- Free overseas travel insurance included standard.
Personal Lending
Live the lifestyle you deserve with high-velocity capital deployment frameworks.
SNDB Personal Loans
Don’t let money get in the way of living the life you deserve. Change your car, travel the world, or renovate your property with our ultra-competitive lending rates.
- Minimum income requirement: LKR 100,000.
- 5-year standard repayment capability.
- Available as Solar Loans & Loan against Property (LAP).
Premium Leasing
Financing your mechanical and corporate architectural dreams flawlessly.
Vehicle & Machinery Leasing
Whether you’re setting your sights on a new vehicle to take you on life’s adventures, or investing in plant and machinery to expand your business horizons, we’ve got you covered.
- Salaried employees or entrepreneurs age 18 to 70.
- Monthly commitment must not exceed 35% of net income.
- Hassle-free tailor-made lease rentals.
Pawning Services
Unlocking the true immediate value of your tangible, physical assets.
SNDB Gold Pawning
If you need funds in a hurry, offer gold and gold jewellery as collateral to benefit from our institutionally low interest rates. We give value to your valuables.
- Obtain advances in minutes with zero additional documents.
- Make part-payments dynamically from any customer center.
- Renew advances by paying the interest in full (up to 12 months).
International Remittances
High-speed global routing moving your capital anywhere on Earth.
SNDB Global Wire
Transfer smiles back home. Send money to your loved ones effortlessly by leveraging the highest number of global correspondent banks and API partnerships across the world.
- Direct exact-account transfers.
- Counter withdrawals from over 250+ branches.
- Cardless remittance withdrawals using 800+ ATMs island-wide.
Islamic Banking
Ethical, Sharia-compliant wealth compounding architectures managed by absolute exclusivity.
Sharia Precision Portfolios
We respect your values and beliefs. Enjoy all our customized institutional products which operate flawlessly in line with deep ethical Sharia principles.
- Dedicated Relationship Managers providing innovative structural solutions.
- Access to Mudarabah General & Investment Accounts (3, 6, 12 months).
- Premier Banking Services & Extended Facilities automatically enabled.