Consumer Digital Architecture
Securing absolute liquidity while aggressively compounding your capital reserves straight from your device.
SNDB Digital App
Simpler than the Simplest. The top-rated mobile banking application in Sri Lanka (available in Sinhala, Tamil, English). Manage completely securely using native device biometrics.
- Instant SNDB Cash to Mobile withdrawal capability via 420 ATMs.
- Real-time transfers & comprehensive portfolio monitoring.
- Full native Two-Factor Authentication (2FA).
- Instantly view & settle utility and government tax bills.
Self Onboarding
Experience the future of onboarding. No more branch visits or tedious paperwork. Start, complete, and fully manage the entire account creation securely from anywhere.
- Register securely using only your Account Number and NIC.
- Open General, Salary, Youth, Senior, or high-yield Rupee/FCY accounts seamlessly.
SOLO by SNDB (QR)
Cutting-edge contactless payments. Fully compliant with LankaQR architecture ensuring high-speed local integration directly into your favorite supermarkets.
- Link ANY bank account or card in minutes (Non-SNDB welcome).
- Split-Pay features for managing physical dining & travel expenses.
- Direct P2P send/request integrations.
SNDB FIT Interface
Link your physical smart-watch directly to your wealth generation. A specialized account that literally earns you higher tiered interest based strictly on achieving daily verified fitness goals.
- Absolutely ZERO initial deposit required.
- Algorithms link native tracker data specifically to yield ratios.
SNDB Accept
The ultimate micro-commerce gateway. Turn your Android / iOS smartphone instantly into a fully functioning Digital POS machine without requiring any custom hardware.
- Tap-to-Phone: Accept Visa payments directly against your device.
- Pay-by-Link: Generate precise social-commerce anchor links.
- Instant, secure account settlements.
Value Added Infrastructure
Absolute algorithmic monitoring over your financial pulse. Over 780 Self-Service Machines backed by high-velocity automated notifications.
- Finacle Alert System (FAS) tracking real-time CASA updates.
- Missed Call Balance inquiries (0112462463).
- Automated physical cash deployment (Mobile ATM branches).
B2B Payment Gateways
Agile, dynamic transactional freedom scaling directly alongside your commercial demand.
SNDB PayFast
Highly secure internet-based routing meticulously designed to streamline widespread capital payroll structures, dividends, ETF/EPF handling, and Inland Revenue disbursements natively.
- Completely eliminates physical cheque authorization.
- Native 24/7 file uploading algorithms.
- Automated reconciliation integrations bridging heavy company networks.
SNDB Merchant Hardware (POS)
Capture encrypted payment arrays and authorize tier-1 bank transactions in mere milliseconds. Free physical hardware provided alongside the best merchant rates island-wide.
- Form 2A/Form 41 (Incorporation).
- Articles of Association.
- Certified Board Directors Resolution.
- Form 1/20/40 (Registrar).
- Business Registration verification.
- NIC copies of operating partners/proprietor.
- Authorized signatures mapped perfectly via Standard Rubber Stamps.
Internet Payment Gateway (IPG)
The core digital infrastructure designed to process limitless E-Commerce transactions across global vectors (LKR, USD, EUR, GBP) using a completely secure multi-currency hub.
- Comprehensive Java/ASP.NET/PHP developmental materials attached.
- Funds securely reimbursed internally the exact next business day.
- Sophisticated real-time anti-fraud scanning provided by reputed international vendors.
SNDB Payee Partner Networks
A B2B ecosystem automating your absolute reconciliation via tight physical API integrations syncing strictly with the SNDB Biller Portal.
- Multi-channel convergence (Branch, ATM, App).
- Massive elimination of raw operational volumes via automated Biller logic.